Insurance

Life insurance is important if you have a young family or are the main breadwinner. It may seem like money for nothing but it can be invaluable.

Income Protection: Some employers have income protection as a staff benefit. If not there are private policies available. Same reason as above.

Here are some links that might help:

• Do you need life insurance? – MoneyHelper
• What is income protection insurance? – MoneyHelper
• Home insurance – MoneySavingExpert
• Car insurance – MoneySavingExpert
• Cheap travel insurance – MoneySavingExpert